MTD WEALTH MANAGEMENT
Wealth management,
built around your goals.
Ongoing portfolio management aligned with your objectives and regular communication with your advisor. We provide guidance to help you navigate your financial goals.
EST. CHICAGO — 1990
Why It Matters
Markets change. Strategies may need to adapt. A thoughtful, ongoing approach may help you respond to what’s happening rather than simply reacting to it.
Our Approach
Actively managed
We provide ongoing, proactive oversight of your portfolio, making thoughtful adjustments when appropriate as your goals or circumstances change. This approach reflects the added value of dedicated oversight, and as with any strategy, no particular outcome can be guaranteed.
Goals-based
Your portfolio is built around your timeline, your risk tolerance, and what you’re working toward. Rather than relying solely on standardized models, we align your portfolio to your needs.
Reviewed regularly
We meet at a cadence that fits your lifestyle and needs – at least once a year. Life and markets shift; your strategy may evolve as circumstances change.
Active vs. Passive: What you should know.
You’ll hear strong opinions on both sides of this debate. Here’s how we think about it.
— Option One
Passive investing
Passive strategies typically track a market index without active oversight. They offer broad market exposure, often at a lower cost, and tend to move in line with the market — including during downturns.
— Option Two
Active investing
Active strategies involve a professional making thoughtful decisions and adjustments when appropriate — shaped around your goals, your timeline, and your circumstances, not solely based on a standardized model. The aim is to manage risk and pursue opportunities as conditions change, with a responsive approach to evolving conditions.
At MTD Wealth Management, every plan is designed around each individual and starts with a conversation about your goals, needs, and lifestyle.
Our Approach
Once a year, we sit down together for a meaningful review, not just a form to sign. We look at where things stand, what’s changed, and whether any adjustments may be appropriate.
Whether your portfolio remains appropriately diversified
Whether any changes in your life may warrant updates to your strategy
Let's Talk
Let’s start with a conversation.
Your first conversation is complimentary, with no expectation of what comes next. We’ll talk about what’s on your mind, what you’re working toward, and whether we’re the right fit.
If we are, great. If not, we’ll point you toward someone who is.
Prefer to talk now? Call (312) 550-3191 or email [email protected].
Schedule a conversation
We typically respond within one business day.
Submitting this form does not create an advisory relationship.
Wealth Management
Helping You Navigate a Changing Market
Investing is a Tricky Process
The stock market is constantly changing. While it’s impossible to eliminate risk entirely, conducting thorough research and making informed decisions can help mitigate potential setbacks. In our professional opinion, partnering with a financial advisor who takes an “active” approach to money management would be your best course of action. If you’re looking for a financial advisor in Illinois to guide you through this process, MTD Wealth Management may be just what you need.
Understanding Active Vs. Passive Money Management
There’s a big difference between “actively managed” investments and “passively managed” investments. Passively managed investments are typically left to track a market index without ongoing supervision or adjustments. While this strategy can be effective over longer periods of time, it may carry more risk for those approaching or in retirement, or when time horizons are shorter. Actively managed investments, on the other hand, are managed by a professional who offers ongoing advice and makes strategic adjustments with the goal of improving outcomes over time.
Each year, we meet with our clients to reassess their financial situation, evaluate the performance of their current investment strategy, and identify areas where improvements can be made. This consistent, proactive attention is a hallmark of our service. If you’re on the lookout for a knowledgeable Illinois-based financial advisor, contact us today.
How can you be certain that your retirement strategy still aligns with your needs? Life changes and market volatility can disrupt your financial plan. That’s why we hold regular reviews—to help you adjust when necessary and stay aligned with your long-term goals. Some things we’ll discuss with you may include:
- Your asset allocation may need rebalancing
- Your diversification might not be as strong as you think
- Your financial priorities could have shifted over the past year
- Your life situation may have changed unexpectedly